An online survey revealed that majority of Australians who acquired their first homes in the last two years are contented.

The data released by the National 2010 Mortgage Choice Recent First Homeowners Survey showed that at least 86 per cent of homeowners never regretted buying their first home. It also showed the resiliency of the first homeowners and are prepared to face the difficulties of the interest rate increase.

Also, 70 per cent of respondents were satisfied with their first property purchase and will maintain it as an investment.

Another 95 per cent of respondents took advantage of the first Home Owner Grant boost when they bought their homes between October 2008 and December 2009. Another 50 per cent said the federal government's incentive helped their decision in purchasing a house, while 18 per cent said they were not influenced by the government and the remaining 32 per cent said they were "somewhat" influenced.

Mortgage Choice spokesperson Kristy Sheppard explained that the resiliency of the recent first homeowners was revealed when the low-interest rates occurred and there was a heavy stimulus provided by the government.

"Our survey results show that the majority are confident, prepared and aiming for a long-term property investment strategy - all positive signs for consumer sentiment, the property market and our economy," she said.

However, Ms. Shepard expressed her worry on whether the resiliency will stop when the interest rates increase.