By Marc Lichtenfeld, Investment U Senior Analyst

You hear that beeping sound?

That's the sound of my truck backing up to load it with dividend stocks.

This may well be a historic time for some investors. One in which they'll look back on fondly. While others were panicking, they created the building blocks of their fortunes.

Rates are at historic lows. The 10-year bond is at 1.98 percent. The 30-year is barely above 3.25 percent.

And rates, particularly short-term ones, could go even lower in the near future.

This week, the Federal Open Market Committee (FOMC) meets to decide what to do about the sputtering economy. One of the options being discussed is QE3