International crime networks are focusing on Australia as the target for organised crime. Sophisticated criminals are stealing Australians' savings and forcing some families to go on welfare.

A recent organised crime report by the Australian Crime Commission (ACC) has found information that global crime networks have stolen around $15 billion a year from Australia.

Australia's resource-rich economy and wealth makes the country an attractive target for organised criminals, including its large pool of superannuation savings.

According to the report, organised crime has become more persistent, complex and powerful because criminals can exploit digital tools and technology for their own gain.

Since Australians are the top online shoppers in the world, this makes them more vulnerable to credit card fraud. Fraudulent transactions using credit cards issued in Australia have increased by 26 per cent from July 2010 to June 2012.

The amount stolen from Australian credit cards have also increased in value at 25 per cent or $262 million. International criminals have also lured online shoppers to fill out personal details in surveys and loyalty programs.

ACC CEO John Lawler also revealed that Internet scams are difficult to pursue but authorities have been working together to close down Web sites known to lure people into scams. Mr. Lawler said the public should be wary of online scams and careful of giving away personal information even in the guise of surveys and online contests.

With these in mind, here are some tips on how to avoid credit card fraud:

Never give out credit card information

Many credit cardholders have experienced cases of identity theft because of a stolen or lost credit card. Some may not be aware that they are paying for purchases they did not make. To avoid problems with credit card fraud, you should never give out your credit card number to strangers or doubtful merchants. You have to dispose all your old credit cards and receipts.

Monitor all your credit card transactions

When you receive your credit card statement, verify your purchases to see if they match your receipts. You need to report a suspicious activity as soon as you detect it. If your wallet was stolen along with your credit card, call your credit card provider and have your card blacklisted. This will protect you from identity theft and credit card fraud.

Keep your credit card safe at all times

Make sure your credit cards are secure inside your wallet or purse after use. Never let someone else take your credit card even if inside store premises without your knowledge. If someone asks to swipe your credit card at the back office, do not agree to this. You should always be able to see how store clerks use your credit card in every transaction.

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