Top PayDay Lenders in Australia
If you are one of those people who are in pressing financial situations and need money fast, here is a list of companies that can provide you payday loans or cash in no time.
According to Wikipedia, payday loans are basically small, short-term loan intended to cover a borrower's expenses until his or her next payday. Payday loans are often called cash-advances, although that term is more associated with pre-arranged line of credit. A lot of Australian has already availed of the convenience of payday loans with an estimated transaction of up to $1 billion back in 2008.
Cash Doctors
Cash Doctors offers instant cash relief to doctors who need to get financial assistance with in the day. By repaying one cent more than you borrowed, you can have your first loan with free Cash Doctors Card accessible via ATM or EFT. The application is online. No old-school paperwork hassles. You’ll have your funds within 60 minutes during business hours on your first cash advance. Members will receive instant payment, 24/7. You can check out their web site here.
If you are worried on how much it will cost you to avail of the online payday loan, you can use the Cash Advance Calculator from the loan provider.Australia has one of the lowest annual percentage rate (APR) maximum loan rate at 48%, including fees and brokerage, as compared to Canada's 60% APR ceiling.
Dollars Direct
DollarsDirect is dedicated to providing you with a solution to meet your immediate money needs right from the privacy and comfort of your own home. As a finance broker, it uses a panel of lenders to find appropriate online payday loans that are a quick and easy solution for covering emergency money needs.
Perhaps you have an overdue bill or credit card payment? Maybe you need extra cash before the weekend? Rely on Dollars Direct as your online lifeline to quick cash! The simple online cash advance application takes just minutes to complete. Your cash advance is deposited directly into your bank account the next day. For more details, visit their web site here.
Fox Symes & Associates
Fox Symes is the largest provider of debt solutions to individuals and businesses in Australia. Fox Symes helps over 100,000 Australians each year resolve their debt and take financial control. It can consolidate your credit card debt into one monthly repayment; lower your monthly repayment to an amount you can afford to pay; reduce your interest rate so you pay the least amount of interest possible; and eliminate your credit card debt and take financial control. If you are interested in their service, you can explore the web site for Fox Symes & Associates here.
Payday Australia
Payday AU is a the trading name of PDB UK Limited, a regulated and registered company providing financial services in Australia, the UK, USA and Canada. PDBUK has been trading since 2008.
Payday AU is an authorized credit representatives of the top payday advance lenders in Australia, offering a range of loans to increase your chances of accessing credit and save you time searching the web. It searches a wide variety of providers of payday loans, finding fast, simple loans for all kinds of people. Simply fill out the online application form and its system searches hundreds of loan providers who match your specified criteria. Visit their web site here.
Payday Mate
PaydayMate.com.au is a trading style of Northway Broker Limited; a company focused on brokering short term cash solutions. Simply complete the online application. Once all your information has been received and verified, you will be able to log into your account, select your payday loan amount and sign the broker agreement and loan agreement. That's it! Your payday advance will be deposited directly into your bank account. Depending on your banking institution your money could be in your account the very same day. For more information of Payday Mate, visit their web site here.