An employee walks past the logo of Google in front of its former headquarters in Beijing
IN PHOTO: An employee walks past the logo of Google in front of its former headquarters, in Beijing June 2, 2011. Hackers who broke into Google's Gmail system had access to some accounts for many months and could have been planning a more serious attack, said the cyber-security expert who first publicly revealed the incident. Picture taken June 2, 2011. Reuters/Jason Lee

Android Pay was built from scratch with the customers' needs in mind, as claimed by Google. This could only mean that users can now more safely use their mobile devices for paying in apps, shops, or even over the Internet.

However, it must be noted that for users to avail of this kind of payment service, they will have to own a U.S. credit or debit card that they have linked to their online account, as pointed out by Tech Times. By connecting their money to the Internet, they can easily make money transfers to their friends and family. Of course, for this to happen, Debit MasterCard must be an accepted option.

Thankfully for Android tech users who already use Google Wallet, it will automatically transform into Android Pay once the user's Automatic Updates setting is enabled. Any significant collectibles, such as special offers and acquired gift cards will all be laid over to Android Pay, as well.

Unfortunately, though, Android Pay was purposely not made available for iOS users. However, Google still made its new Google Wallet app available in the Apple Store. This way, tech users with devices running on iOS 7.0 or above can use the new payment app - which may be automatically or manually updated. To resume availing of the app's money transfer service, the Google Wallet app must be installed.

Regardless of whether Google Wallet or Android Pay is in use, the card may be availed without any costs at all. It is also free to transfer money from the bank account to balance. There is, however, a 2.9 percent flat fee for adding money from credit or debit cards.

Despite owning a physical card, Android users of the new payment app may have to come up with an extra secure Wallet pin. After all, since they can now easily pay via contactless payment terminals, they will surely want to keep their savings protected from clever, tech-savvy thieves.

Contact writer at feedback@ibtimes.com.au, or let us know what you think below.

RELATED STORIES